Property Doctor

Latest articles appear below.

Gaining access to water needs legal agreement

I have found a plot of land on which to build a house but the closest water supply is on the other side of a neighbouring property. How do I gain access to that water supply?

Friday, November 16th, 2012

Can I charge previous owner to clear rubbish?

The day I moved into my new home the keys were missing to the detached garage. The Vendor’s Solicitor has now produced the key and I have found the garage is full of rubbish left by the previous owner. I will need to hire a skip to dispose of it all. Can I send the previous owner the bill for this?

Friday, November 16th, 2012

Will building society look after property deeds?

I am about to complete on buying my first home. Will I receive the Deeds to the house and, if so, should I give them to my Building Society for safe keeping?

Friday, November 16th, 2012

Can I sell off a garden plot for development?

I live in a large house with extensive gardens and am thinking of selling off part of it for building. Can I approach a developer to do this, or would I have to apply to the Local Authority myself and then sell the plot with planning permission?

Friday, November 16th, 2012

Can I protect septic tank use?

We are hoping to buy some land on a farm in West Wales on which we intend to build. There are no mains drains and the new house will feed into an existing septic tank which does not form part of our land, although the existing farm is quite happy for us to use it. My concern is whether someone in the future could stop us using it. Can I protect our continuing use of the tank?

Friday, November 16th, 2012

Garage conversion lacks planning approval

I am buying a house which has had the original garage converted to living space. It transpires from the local searches that this conversion is not covered by Building Regulation Approval. What should I do as I want the house?

Friday, November 16th, 2012

Do I need buildings insurance in leasehold flat?

I have been living in a new build apartments complex for the last 12 months, but have just been told by one of my neighbours that I don’t need Buildings Insurance as that is covered by the Management Fee. Is that right?

Friday, November 16th, 2012

Can I sell house without wife’s knowledge?

My marriage has broken down after 21 years and have two children aged 17 and 20 who both still live at home. I have paid the mortgage and all the household bills for those 21 years and mine is the only name on the Title Deeds. Can I sell the house without my wife’s permission?

Friday, November 16th, 2012

Can I stall on house contract exchange?

I have made an offer on a house and am due to exchange contracts next week. Incredibly the house I have really wanted for years has suddenly come on the market with a different Agent. Can I stall on contract exchange to give me time to decide on the second property, and will I be allowed to pull out of the first sale?

Friday, November 16th, 2012

How can we secure the sale of dream house?

We have recently seen a house which we have fallen in love with. Ours has now gone on the market, but we are frightened of losing the one we want to buy. Is there a way we can secure it while waiting for our property to sell which might take some time?

Friday, November 16th, 2012

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